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Commercial Insurance

Manufacturing

The manufacturing and industrial arena is fraught with risks, the performance of products themselves, the process, changing legislation and health and safety implications. Having the right insurance in place is key to the long-term success of your business.

We will advise on a comprehensive range of specialist policies available to suit a variety of trades whether wholesalers, importers, manufacturers or service providers and including:

Employers & Public Liability

In short, liability insurance protects your business against the costs of claims made if you’re proven to be liable for an injury 
to someone or damage to their property.

If you employ staff, you will require employers’ liability insurance. The degree to which you protect against the supply of faulty goods, and against injury or damage to customers’ property caused by you, also need careful consideration. Talk to us today for sound, straightforward guidance on insuring your business.

Building Contractors

As a building contractor, you have responsibilities towards customers, sub-contractors and the general public, as well as your business and the tools and plant you use.

Talk to our commercial insurance experts about insurance developed specifically to meet the needs of building contractors and developers.

Retail & Leisure

The numbers of customers who visit, the levels of stock you carry and the staff you employ – these may all vary, but one thing remains constant. If your retail or leisure enterprise is your life, you need to protect it wisely.

From national chains to independent local shops, each of our retail and leisure clients receives the same exceptional levels of personal service and efficient claims management to help you run your business more smoothly whatever happens.

Professional Indemnity

For some businesses, it’s a wise precaution. For many professions, it’s a must. Essentially, professional indemnity insurance covers you against claims by a client or third party for loss or damage if you’re shown to have been negligent in the provision of your services.

It’s an area where the advice and the insurance you choose need to be watertight. Which is why you should talk to R Pipe Insurance Consultants. Our commercial team has access to policies from a wide range of insurers, and will help to identify the cover which meets your business needs.

Directors & Officers

Serving as a director on the board of a company has never been more risky than today. Regulatory scrutiny, expensive investigations and lengthy litigation against both directors and corporate entity place at stake not only the personal assets of individuals, but also the reputation of all involved parties.

We can now offer a comprehensive package covering Directors’ and Officers’ Liability (including Entity Cover) and Employment Practice Liability, with premiums starting from as little as £250 rated on the turnover of the business.

To find out more about our Commercial Insurance services contact us today